Well, here's a hard look at the American health care system that makes it pretty clear that some change is required. Paying more to die sooner doesn't sound to me like what people really want. Unfortunately many people in America don't realize what a crappy system they have got. This article tells it like it is.

The "healthcare industry" is interested in maximizing profits, not in taking care of the people who pay its premiums. Inserting the profit motive between the doctors and the patients that they care for seems to me like a recipe for stupidities like a declaration that a bleeding breast is not an emergency - a declaration that was reversed after media publicity.

Who needs death panels? The insurance companies already have them.